Similarly, the fundamental problems of personal finance haven\'t changed: don\'t run out of money, do save for important purchases. But today, one of the most widely used interfaces for tending to different tasks is Google Sheets.
It turns out that Google Sheets is used for a wide variety of non-spreadsheet task: searching Google for use Google Sheets to returns comments on sites like Reddit and Twitter involving project management, budgeting, investing, and even shopping for groceries or watering plants.
With its adaptable featureset and universal accessibility, Google Sheets has become a sort of \\"digital duct tape\\" - a common phenomenon, as exemplified by email inboxes that serve as to-do lists and spreadsheets that function as databases.
Tiller, a personal finance tool, competes with companies like Mint by letting users simply connect their bank account to Google Sheets and do all their financial planning and organization using a familiar interface.
Then there\'s a clever SEO strategy used by software tool companies similar to Tiller. Google sometimes ranks pages on the Google.com domain especially high because of the reputation as a trusted domain. Software tool company Smartsheets takes advantage of this and has made various Google Sheets templates that rank high in Google search for terms like \\"google sheets budget template\\", but with many of the spreadsheet\'s cells filled with links back to their site.
Tiller\'s pricing model fits their product: they offer a free one-month trial, then a $79 annual subscription. The free trial is an opportunity for Tiller to raise the user\'s sunk cost by getting them to spend time customizing the product. Since a personal finance product saves the user money over time, Tiller has pricing power once they\'ve demonstrated that it works.","head":"New Banking Built on Old Tools","body_links":"Fundamental needs don\'t change much, but interfaces do. As writing moved from Microsoft Word to in-browser apps, the spell-check chrome extension Grammarly capitalized on this change of interface and built a $1B+ business.
Similarly, the fundamental problems of personal finance haven\'t changed: don\'t run out of money, do save for important purchases. But today, one of the most widely used interfaces for tending to different tasks is Google Sheets.
It turns out that Google Sheets is used for a wide variety of non-spreadsheet task: searching Google for use Google Sheets to returns comments on sites like Reddit and Twitter involving project management, budgeting, investing, and even shopping for groceries or watering plants.
With its adaptable featureset and universal accessibility, Google Sheets has become a sort of \\"digital duct tape\\" - a common phenomenon, as exemplified by email inboxes that serve as to-do lists and spreadsheets that function as databases.
Tiller, a personal finance tool, competes with companies like Mint by letting users simply connect their bank account to Google Sheets and do all their financial planning and organization using a familiar interface.
Then there\'s a clever SEO strategy used by software tool companies similar to Tiller. Google sometimes ranks pages on the Google.com domain especially high because of the reputation as a trusted domain. Software tool company Smartsheets takes advantage of this and has made various Google Sheets templates that rank high in Google search for terms like \\"google sheets budget template\\", but with many of the spreadsheet\'s cells filled with links back to their site.
Tiller\'s pricing model fits their product: they offer a free one-month trial, then a $79 annual subscription. The free trial is an opportunity for Tiller to raise the user\'s sunk cost by getting them to spend time customizing the product. Since a personal finance product saves the user money over time, Tiller has pricing power once they\'ve demonstrated that it works.","replaced_keywords":{}},{"body":"Truebill, a personal finance tool, has sidestepped the traditional strategies its competitors use when acquiring new users who are searching on Google. Instead of ranking for meta terms like \\"personal finance\\", they focus on ranking for specific problems people have like cancelling subscriptions.
Half of Truebill\'s traffic comes from search and, of that, over 80% comes from searches like \\"how to cancel Instacart\\" and \\"how to cancel Equinox\\". As many businesses migrate to a subscription-based model, consumer\'s bank statements are increasingly full of monthly payments. Truebill is a classic personal finance management tool, like Mint, but with a twist: for cable, phone, and security bills, they negotiate with the service provider to get a better rate, and then split the difference with users.
Some businesses strategically target users looking up, via search, how to cancel their service. This way they can control the pipeline and attempt to downgrade rather than outright cancel. For example, Hulu runs ads on the search term \\"how to cancel Hulu\\" in an attempt to own this cancelation journey and, ultimately, to get the user to stay. Conversely, brands like Spotify and BarkBox do not rank #1 for their respective \\"how to cancel\\" queries and are therefore missing out on a retention opportunity. By sliding into the search results for these queries, Truebill is able to sidestep a highly competitive and more expensive avenue for user acquisition used by its competitors.
These sorts of opportunities exist for nearly every industry.
Instead of ranking for \\"lead generation\\", tools that do exactly that will sometimes rank for name+company+email with a dynamic landing page for each of the leads in their database. And with the robocall blocking app RoboKiller, nearly 90% of the site\'s 1M monthly visits come from search, but searches for \\"RoboKiller\\" only account for 0.5%—in fact, the vast majority originate from people trying to identify the phone number that just called them. This works because the company has generated around 1 million landing pages for individual phone numbers—one for each number that people commonly search after getting a robocall.","head":"A New Way of Reaching Finance-Oriented Consumers","body_links":"Truebill, a personal finance tool, has sidestepped the traditional strategies its competitors use when acquiring new users who are searching on Google. Instead of ranking for meta terms like \\"personal finance\\", they focus on ranking for specific problems people have like cancelling subscriptions.
Half of Truebill\'s traffic comes from search and, of that, over 80% comes from searches like \\"how to cancel Instacart\\" and \\"how to cancel Equinox\\". As many businesses migrate to a subscription-based model, consumer\'s bank statements are increasingly full of monthly payments. Truebill is a classic personal finance management tool, like Mint, but with a twist: for cable, phone, and security bills, they negotiate with the service provider to get a better rate, and then split the difference with users.
Some businesses strategically target users looking up, via search, how to cancel their service. This way they can control the pipeline and attempt to downgrade rather than outright cancel. For example, Hulu runs ads on the search term \\"how to cancel Hulu\\" in an attempt to own this cancelation journey and, ultimately, to get the user to stay. Conversely, brands like Spotify and BarkBox do not rank #1 for their respective \\"how to cancel\\" queries and are therefore missing out on a retention opportunity. By sliding into the search results for these queries, Truebill is able to sidestep a highly competitive and more expensive avenue for user acquisition used by its competitors.
These sorts of opportunities exist for nearly every industry.
Instead of ranking for \\"lead generation\\", tools that do exactly that will sometimes rank for name+company+email with a dynamic landing page for each of the leads in their database. And with the robocall blocking app RoboKiller, nearly 90% of the site\'s 1M monthly visits come from search, but searches for \\"RoboKiller\\" only account for 0.5%—in fact, the vast majority originate from people trying to identify the phone number that just called them. This works because the company has generated around 1 million landing pages for individual phone numbers—one for each number that people commonly search after getting a robocall.","replaced_keywords":{"Truebill":"Truebill"}},{"body":"The credit builder card is a consumer finance hack: it\'s not really a credit card, and its target audience doesn\'t use credit cards. According to the Consumer Finance Protection Bureau, 20% of the adult population doesn\'t have any meaningful credit history. And everyone who gets a credit card needs a first credit card. Enter the Credit Builder Card. One company actually uses the \\"Credit Builder Card\\" branding for their product. This company offers secured cards requiring a $200 deposit, available without a credit check. The card has a $200 credit limit—so while it\'s technically a credit card, in practice it\'s a pre-loaded debit card that reports to credit bureaus like a credit card.
Like many entry-level financial products, the point is to cheaply acquire users in some underserved niche, and then hope that some of them will upgrade to more lucrative products. CreditBuilderCard.com is a white-label provider for these cards, and partners with companies that help consumers rebuild credit. Meanwhile, personal finance lead-gen sites like NerdWallet and Credit Karma aggressively market their cards to first-time credit card users.
The credit builder card is designed to help users raise their FICO score and qualify for traditional cards, which are much more lucrative for issuers and processors. This card illustrates how important credit access is, in two ways: first, that almost every adult needs a credit score—for a mortgage, an apartment lease, a car loan, even an employer background check. So a credit card that exists entirely to give the user a FICO score is actually a useful product.
It also shows how ubiquitous credit is. Most Americans use credit cards, and most cardholders already have multiple cards: TransUnion estimated in 2017 that the average cardholder had 2.7 credit cards. Marketing a credit card to someone who already has two or three is tough; it\'s established that they use the product (good), but the competition to market to them, and then get them to actually spend on the card, is fierce. At that point, the best way to sell someone an additional card might be to track down the people who haven\'t used one at all.","head":"The Rise of Credit Builder Cards","body_links":"The credit builder card is a consumer finance hack: it\'s not really a credit card, and its target audience doesn\'t use credit cards. According to the Consumer Finance Protection Bureau, 20% of the adult population doesn\'t have any meaningful credit history. And everyone who gets a credit card needs a first credit card. Enter the Credit Builder Card. One company actually uses the \\"Credit Builder Card\\" branding for their product. This company offers secured cards requiring a $200 deposit, available without a credit check. The card has a $200 credit limit—so while it\'s technically a credit card, in practice it\'s a pre-loaded debit card that reports to credit bureaus like a credit card.
Like many entry-level financial products, the point is to cheaply acquire users in some underserved niche, and then hope that some of them will upgrade to more lucrative products. CreditBuilderCard.com is a white-label provider for these cards, and partners with companies that help consumers rebuild credit. Meanwhile, personal finance lead-gen sites like NerdWallet and Credit Karma aggressively market their cards to first-time credit card users.
The credit builder card is designed to help users raise their FICO score and qualify for traditional cards, which are much more lucrative for issuers and processors. This card illustrates how important credit access is, in two ways: first, that almost every adult needs a credit score—for a mortgage, an apartment lease, a car loan, even an employer background check. So a credit card that exists entirely to give the user a FICO score is actually a useful product.
It also shows how ubiquitous credit is. Most Americans use credit cards, and most cardholders already have multiple cards: TransUnion estimated in 2017 that the average cardholder had 2.7 credit cards. Marketing a credit card to someone who already has two or three is tough; it\'s established that they use the product (good), but the competition to market to them, and then get them to actually spend on the card, is fierce. At that point, the best way to sell someone an additional card might be to track down the people who haven\'t used one at all.","replaced_keywords":{}},{"body":"Sometimes friction in a product is a feature, not a bug.
Payment technologies are designed around reducing the friction in payments—from credit cards to Paypal to contactless, each step makes both the spending decision and the payment process simpler. But for some people, this leads to spending more than they\'d like to. For many, counting down with debit cards leads to much better spending behavior than counting up with credit cards.
An increasingly popular solution to this problem is the \\"cash envelopes\\" strategy: setting a budget, then withdrawing enough cash to pay for it, and putting cash in an envelope that corresponds to the spending category. This is part of a broader category of friction-as-a-feature products, among products like screen time monitors that stop users when they’ve spent too long staring.
Meanwhile, Amazon listings for cash envelopes, budget binders, and related products are soaring. And like many self-improvement related searches, interest in cash envelopes peaks during New Years Resolution season, in early January.
The cash envelope approach is partly a mental hack as giving up physical cash feels like losing something, so consumers think twice about spending it. It\'s a response to the fact that credit cards and other payments are designed to feel almost like free money; some cash envelope users say that moving money from one envelope to another feels like borrowing, even though it just means spending money they\'ve already earned.
One surprising reason cash envelopes are more popular is that even though cash is getting less common, it\'s also becoming less of a bad deal. In the early 1980s, short-term certificates of deposit could yield up to 18%, meaning that holding cash instead of keeping money in a bank account was an expensive proposition. Now, with bank accounts generally offering under 1% returns, the cost of foregone interest is a rounding error—while the cost of overspending is all too real. Budgeting has been on a multi-decade upswing in the US, as the decline of defined-benefit pension plans and the rise of self-managed retirement plans puts more control in the hands of individual savers, but also forces them to make hard decisions if they\'re going to achieve financial freedom.","head":"Cash Envelopes","body_links":"Sometimes friction in a product is a feature, not a bug.
Payment technologies are designed around reducing the friction in payments—from credit cards to Paypal to contactless, each step makes both the spending decision and the payment process simpler. But for some people, this leads to spending more than they\'d like to. For many, counting down with debit cards leads to much better spending behavior than counting up with credit cards.
An increasingly popular solution to this problem is the \\"cash envelopes\\" strategy: setting a budget, then withdrawing enough cash to pay for it, and putting cash in an envelope that corresponds to the spending category. This is part of a broader category of friction-as-a-feature products, among products like screen time monitors that stop users when they’ve spent too long staring.
Meanwhile, Amazon listings for cash envelopes, budget binders, and related products are soaring. And like many self-improvement related searches, interest in cash envelopes peaks during New Years Resolution season, in early January.
The cash envelope approach is partly a mental hack as giving up physical cash feels like losing something, so consumers think twice about spending it. It\'s a response to the fact that credit cards and other payments are designed to feel almost like free money; some cash envelope users say that moving money from one envelope to another feels like borrowing, even though it just means spending money they\'ve already earned.
One surprising reason cash envelopes are more popular is that even though cash is getting less common, it\'s also becoming less of a bad deal. In the early 1980s, short-term certificates of deposit could yield up to 18%, meaning that holding cash instead of keeping money in a bank account was an expensive proposition. Now, with bank accounts generally offering under 1% returns, the cost of foregone interest is a rounding error—while the cost of overspending is all too real. Budgeting has been on a multi-decade upswing in the US, as the decline of defined-benefit pension plans and the rise of self-managed retirement plans puts more control in the hands of individual savers, but also forces them to make hard decisions if they\'re going to achieve financial freedom.","replaced_keywords":{"Cash Envelopes":"cash envelopes"}},{"body":"","head":"","body_links":"","replaced_keywords":{}},{"body":"","head":"","body_links":"","replaced_keywords":{}},{"body":"","head":"","body_links":"","replaced_keywords":{}}],"meta_desc":"","cta_header":""}],"trend":{"slug":"cash-envelopes","title":"Cash Envelopes","growth":24.49,"ts_raw":[19,16,39,11,13,23,16,21,11,18,18,19,21,13,33,10,15,17,13,36,25,6,13,30,12,29,27,27,20,34,17,15,15,15,23,28,32,15,12,22,17,20,23,20,20,7,17,19,20,24,10,38,54,26,17,28,36,39,17,24,38,34,27,45,17,34,14,10,24,26,32,39,47,33,60,29,36,31,57,40,35,66,47,35,30,50,19,34,36,40,12,33,21,19,24,34,38,25,35,31,31,41,17,42,66,54,58,42,23,49,32,34,26,49,46,29,33,40,22,37,56,31,35,49,61,43,66,52,45,51,62,51,49,56,55,38,32,18,22,21,24,25,23,34,17,28,24,26,29,35,19,43,50,54,23,47,42,50,53,41,60,49,41,42,36,37,29,40,67,34,30,36,47,30,30,36,34,46,76,72,53,34,37,44,46,32,54,51,40,43,38,32,39,32,34,33,21,37,52,29,44,28,42,62,43,47,47,69,97,70,53,79,61,57,57,61,37,42,54,43,61,46,47,32,52,64,60,44,52,53,76,74,96,67,71,39,49,39,40,40,41,44,27,38,32,43,50,57,64,37,52,38,49,35,42,44,59,89,57,54],"volume":6929,"keyword":"cash envelopes","analysis":null,"ts_trend":[16,18,18,18,18,17,17,17,17,16,17,16,17,17,17,18,18,18,18,18,18,19,19,19,19,19,20,19,20,20,20,21,21,21,21,22,22,22,22,22,22,22,22,23,23,23,24,24,24,24,25,25,26,25,25,24,25,25,26,27,27,28,28,28,28,29,30,30,31,31,32,32,34,33,33,34,34,34,35,35,36,36,36,37,37,37,37,37,38,38,38,38,39,39,39,38,38,38,37,37,38,38,37,37,37,37,38,39,39,39,39,39,39,40,40,40,41,41,40,40,40,41,41,41,41,41,40,39,40,40,40,40,39,38,38,38,39,38,38,38,38,39,38,38,38,38,37,38,38,38,39,39,40,40,40,41,41,41,42,42,42,42,41,41,41,40,40,40,40,40,40,40,39,39,40,40,40,40,40,41,41,41,41,41,41,42,42,43,43,44,45,46,45,47,48,49,50,50,52,52,52,53,53,53,53,53,53,53,53,55,54,54,55,56,56,55,55,55,55,55,55,55,54,54,52,51,51,51,50,50,50,50,50,51,52,54,54,55,54,53,54,54,54,55,56,57,56,56,57,57,59,60,61,61,62,64,65,66,67,65],"spotted_at":null,"top_brands":[],"description":"Cash envelopes are a budgeting system where each month a set amount of cash is allocated to specific spending categories. The cash is then placed in envelopes and only used for the designated category. This system can help to prevent overspending and can be used in conjunction with other budgeting methods.","top_searches":[{"title":"cash envelopes system","growth":41,"volume":100},{"title":"cash envelopes wallet","growth":47,"volume":67},{"title":"wallet with cash envelopes","growth":47,"volume":67},{"title":"cash envelopes categories","growth":37,"volume":36},{"title":"cash envelopes binder","growth":34,"volume":28},{"title":"budgeting with cash envelopes","growth":41,"volume":24},{"title":"cash envelopes template","growth":48,"volume":16},{"title":"cash envelopes organizer","growth":29,"volume":11},{"title":"cash envelopes dave ramsey","growth":36,"volume":11},{"title":"cash envelopes printable","growth":42,"volume":9},{"title":"cash envelopes labels","growth":38,"volume":5},{"title":"cash envelopes ideas","growth":42,"volume":4},{"title":"cash envelopes budget system","growth":53,"volume":4},{"title":"cash envelopes etsy","growth":56,"volume":2},{"title":"cash envelopes near me","growth":42,"volume":2}],"geo_breakdown":{"au":0.04,"ca":0.03,"de":0.02,"fr":0.01,"gb":0.07,"in":0.04,"nl":0.01,"ph":0.03,"us":0.56,"za":0.05},"last_crawl_at":1659002927,"subheader_how":"How fast are cash envelopes growing in popularity?","top_questions":[{"title":"are cash envelopes a good idea","growth":38,"volume":0},{"title":"what cash envelopes should i have","growth":39,"volume":0},{"title":"what to do with leftover cash from cash envelopes","growth":50,"volume":0}],"related_topics":[{"slug":"polygon-network","title":"Polygon Network","growth":624.42,"ts_raw":[0,1,1,1,0,1,0,1,1,0,1,1,1,0,1,0,0,1,1,2,0,1,1,0,1,0,0,1,0,1,1,1,1,1,0,2,0,1,2,0,0,0,1,1,1,2,1,0,0,1,1,1,2,1,1,1,0,0,1,1,0,0,0,1,1,0,0,1,0,1,1,1,1,1,0,1,0,0,0,1,1,0,0,1,1,1,0,1,0,0,1,1,1,0,1,1,1,0,1,0,0,1,0,0,1,0,0,1,0,0,1,1,1,1,1,1,1,0,0,1,2,1,1,1,0,0,0,1,0,1,0,0,0,1,0,1,0,0,1,0,0,1,1,0,2,0,1,1,0,1,0,1,1,0,1,1,1,0,1,1,1,1,1,0,0,1,1,1,0,0,1,1,0,0,0,2,0,0,1,1,1,0,0,1,3,2,3,3,4,4,2,2,4,4,4,6,8,13,22,25,29,21,25,14,13,10,10,10,9,13,28,16,18,18,20,15,16,17,22,15,24,30,27,38,32,46,34,36,38,35,44,100,61,63,70,67,67,62,66,49,52,53,38,43,51,49,46,46,36,36,29,27,26,21,21,23,20,20,17,19],"volume":11647,"keyword":"polygon network","analysis":null,"ts_trend":[1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,2,2,2,2,2,2,3,3,3,4,5,6,7,8,9,9,10,11,11,12,12,13,13,14,15,16,17,17,18,19,20,20,21,24,25,26,27,28,29,30,32,33,36,37,40,43,51,54,58,61,64,65,67,69,71,72,76,78,79,80,79,80,79,78,77,76,74,73,71,70,67,65,59,57,55,53,50,49,48,47,45,44,39,37,34],"spotted_at":null,"top_brands":[],"description":"Polygon Network or also known as Matic Network was launched in 2017 as a decentralized scaling platform that addresses the Ethereum platform\'s high transaction fees and slow transaction processing speeds. Polygon works on top of the Ethereum blockchain as a secondary scaling solution.","top_searches":[{"title":"polygon network metamask","growth":15,"volume":100},{"title":"polygon network rpc","growth":15,"volume":11},{"title":"polygon network status","growth":67,"volume":7},{"title":"polygon network wallet","growth":5,"volume":7},{"title":"polygon network down","growth":84,"volume":6},{"title":"polygon network address","growth":23,"volume":5},{"title":"polygon network fees","growth":11,"volume":5},{"title":"polygon network hack","growth":0,"volume":5},{"title":"polygon network exchanges","growth":6,"volume":4},{"title":"polygon network bridge","growth":8,"volume":3},{"title":"polygon network congestion","growth":80,"volume":3},{"title":"polygon network crypto","growth":3,"volume":3},{"title":"polygon network swap","growth":6,"volume":3},{"title":"polygon network to metamask","growth":15,"volume":3},{"title":"polygon network chain id","growth":24,"volume":2}],"geo_breakdown":{"au":0.04,"br":0.05,"ca":0.06,"es":0.02,"fr":0.03,"gb":0.09,"in":0.11,"my":0.03,"ng":0.03,"nl":0.04,"ph":0.07,"tr":0.03,"ua":0.02,"us":0.37,"za":0.01},"last_crawl_at":1659002927,"subheader_how":"How fast is Polygon Network growing in popularity?","top_questions":[{"title":"how to use polygon network","growth":4,"volume":3},{"title":"is polygon network down","growth":54,"volume":3},{"title":"is polygon network erc20","growth":36,"volume":1},{"title":"is polygon network safe","growth":18,"volume":1},{"title":"is polygon network good","growth":0,"volume":0},{"title":"why polygon network is suspended in binance","growth":0,"volume":0},{"title":"is polygon network congested","growth":0,"volume":0},{"title":"how polygon network works","growth":0,"volume":0}],"related_topics":["mirror protocol","sushiswap","quickswap","anchor protocol"],"subheader_what":"What is Polygon Network?","meta_description":"The Polygon Network has quickly become a top destination for gamers, with a wealth of content and discussion around the latest in the gaming industry.","channel_breakdown":{"reddit":49,"tiktok":6,"twitter":100,"youtube":28,"facebook":2,"linkedin":16,"instagram":10,"pinterest":0},"last_mod_analysis":null,"last_mod_descripion":"2022-07-26","last_mod_cb-analysis":"2022-07-26","channel_breakdown_text":"Polygon Network is talked about most on Twitter, followed by Reddit. The least popular channels are Facebook, Pinterest, and TikTok."},{"slug":"cbdc","title":"CBDC","growth":81.84,"ts_raw":[2,5,2,3,3,3,5,6,3,4,5,3,7,4,6,6,6,2,4,5,2,3,5,5,6,4,5,6,6,6,4,6,4,6,6,6,8,4,5,4,5,5,5,8,7,6,5,9,9,6,4,2,3,3,3,8,4,4,4,5,6,4,4,7,6,7,8,7,6,6,5,5,5,4,6,6,8,8,8,6,5,5,7,5,6,6,6,7,6,4,4,7,7,4,5,6,5,5,6,6,3,5,9,4,2,3,8,4,7,9,7,6,7,10,8,9,7,7,10,11,9,8,6,7,10,6,9,12,8,17,9,12,12,14,14,13,9,13,15,12,18,18,19,15,12,16,16,18,17,15,14,14,14,17,20,23,19,14,14,19,23,29,20,20,18,18,26,29,37,31,24,24,22,23,25,21,20,19,19,37,32,31,35,26,44,35,46,36,35,36,45,40,40,45,53,43,39,51,60,73,56,57,44,49,53,58,61,54,60,50,38,45,37,52,50,51,59,61,67,60,52,55,61,60,57,56,56,48,55,41,40,60,68,75,83,97,96,88,79,80,99,85,82,82,80,70,60,63,55,76,74,77,65,61,65,68,59,51,64,51],"volume":42435,"keyword":"cbdc","analysis":null,"ts_trend":[4,4,4,5,4,4,5,4,4,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,5,5,5,5,5,5,5,5,5,6,6,6,6,6,6,6,6,6,6,7,7,7,7,7,7,8,8,8,8,8,9,9,9,9,9,10,10,10,10,10,10,11,11,11,12,12,12,12,13,13,13,13,13,13,14,14,15,15,15,16,16,17,17,18,18,18,19,19,20,20,21,21,21,22,22,23,23,23,24,25,25,25,25,25,26,27,27,27,28,29,29,30,30,31,32,32,33,34,35,37,37,38,39,40,41,42,43,44,46,48,48,49,49,50,50,51,52,53,54,54,54,55,55,55,56,56,56,57,57,58,58,58,58,58,58,59,60,61,62,64,66,67,67,68,67,68,68,69,69,70,70,70,70,70,70,70,70,70,70,70,70,69,68,67,67,66,64,63,63,62,62,61,61],"spotted_at":null,"top_brands":[],"description":"CBDC stands for Central Bank Digital Currency. A CBDC is a form of electronic money or virtual money that is backed by a government\'s central bank unlike digital forms of money on bank accounts or payment apps which are a liability of a commercial bank. Unlike cryptocurrencies which use permissionless open networks, CBDCs use private permissioned blockchain networks.","top_searches":[{"title":"cbdc meaning","growth":10,"volume":100},{"title":"cbdc crypto","growth":8,"volume":53},{"title":"cbdc currency","growth":11,"volume":36},{"title":"cbdc china","growth":5,"volume":9},{"title":"cbdc tracker","growth":10,"volume":9},{"title":"cbdc news","growth":12,"volume":7},{"title":"cbdc how to buy","growth":13,"volume":6},{"title":"cbdc stock","growth":5,"volume":6},{"title":"cbdc federal reserve","growth":25,"volume":5},{"title":"cbdc vs cryptocurrency","growth":11,"volume":5},{"title":"cbdc usa","growth":11,"volume":4},{"title":"cbdc digital currency","growth":7,"volume":3},{"title":"cbdc explained","growth":8,"volume":3},{"title":"cbdc blockchain","growth":8,"volume":2},{"title":"cbdc vs stablecoin","growth":8,"volume":2}],"geo_breakdown":{"ar":0.01,"at":0.01,"au":0.02,"be":0.01,"br":0.03,"ca":0.05,"ch":0.01,"cz":0.01,"de":0.04,"es":0.02,"fr":0.02,"gb":0.05,"gr":0.01,"id":0.01,"in":0.09,"it":0.02,"jp":0.06,"kr":0.14,"mx":0.01,"my":0.01,"nl":0.02,"pl":0.06,"ru":0.01,"se":0.01,"sg":0.02,"th":0.02,"tr":0.01,"ua":0.01,"us":0.17,"vn":0.01},"last_crawl_at":1659002927,"subheader_how":"How fast is CBDC growing in popularity?","top_questions":[{"title":"is cbdc a cryptocurrency","growth":13,"volume":1},{"title":"will cbdc replace cash","growth":100,"volume":1},{"title":"will cbdc replace cryptocurrency","growth":9,"volume":1},{"title":"are cbdc cryptocurrency","growth":9,"volume":0},{"title":"how cbdc works","growth":6,"volume":0},{"title":"why cbdc is bad","growth":22,"volume":0},{"title":"will cbdc kill bitcoin reddit","growth":6,"volume":0},{"title":"will cbdc kill cryptocurrency","growth":10,"volume":0},{"title":"will cbdc use ethereum","growth":6,"volume":0},{"title":"are cbdc bad","growth":0,"volume":0},{"title":"is cbdc based on blockchain","growth":0,"volume":0},{"title":"is cbdc anonymous","growth":0,"volume":0},{"title":"are cbdc stablecoins","growth":0,"volume":0},{"title":"are cbdc decentralized","growth":0,"volume":0},{"title":"can cbdc be mined","growth":0,"volume":0}],"related_topics":["yield farming","crypto staking","fireblocks","mirror protocol"],"subheader_what":"What is CBDC?","meta_description":"The buzz around CBDCs is growing, and we\'ve used Twitter data to surface the most important insights into this trending topic.","channel_breakdown":{"reddit":33,"tiktok":54,"twitter":100,"youtube":35,"facebook":8,"linkedin":0.01,"instagram":8,"pinterest":0},"last_mod_analysis":null,"last_mod_descripion":"2022-07-26","last_mod_cb-analysis":"2022-07-26","channel_breakdown_text":"Discussion around CBDC is more prevalent on Twitter and Reddit where people are already talking about cryptocurrencies."},{"slug":"move-to-earn","title":"Move To Earn","growth":242.51,"ts_raw":[3,3,3,3,5,2,6,1,3,5,3,4,6,3,3,6,2,3,5,5,3,2,3,5,3,1,3,4,4,4,4,3,6,4,6,2,4,2,1,6,4,3,2,4,3,2,3,2,2,3,2,3,3,5,1,2,6,5,5,5,5,3,5,2,8,4,5,2,3,3,4,6,5,3,3,4,6,3,4,5,3,6,2,3,3,3,4,4,5,5,1,3,4,3,1,3,5,6,2,3,3,1,3,2,1,3,4,1,2,4,3,4,4,4,5,5,6,4,4,4,6,4,6,6,5,2,4,4,5,6,4,7,3,3,5,5,4,5,7,5,9,5,5,7,10,6,7,5,5,7,5,7,5,5,5,9,5,5,4,3,6,5,6,10,7,8,5,7,9,10,7,7,6,5,6,6,6,2,6,8,3,7,7,10,7,7,11,9,6,7,4,4,5,7,9,9,9,6,6,2,5,8,8,3,4,4,7,4,6,5,4,5,7,6,10,9,8,7,7,9,8,6,8,12,11,9,11,10,11,8,7,8,6,12,12,13,19,15,9,16,16,19,15,44,41,34,56,71,99,62,54,55,45,50,30,28,33,30,22,22],"volume":13956,"keyword":"move to earn","analysis":null,"ts_trend":[4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,3,3,4,4,4,4,4,4,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,3,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,4,5,5,5,5,5,5,5,5,5,5,5,5,5,5,5,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,7,6,7,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,7,7,7,6,6,6,6,7,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,6,7,7,7,6,6,6,7,7,7,7,7,8,8,8,8,8,8,9,9,9,9,9,10,10,10,11,11,12,13,16,18,20,22,24,26,28,29,30,31,32,33,34,34,35,36,37,38,40,41,42,44,45,47,48,49,48],"spotted_at":null,"top_brands":[],"description":"Move to Earn or M2E is a concept under gaming crypto finance aimed at getting people to move more in order to improve their overall health and well-being. Move-to-earn games reward users with cryptocurrency for doing activities like workouts, running, or walking.","top_searches":[{"title":"move to earn crypto","growth":100,"volume":100},{"title":"move to earn nft","growth":7,"volume":15},{"title":"move to earn app","growth":20,"volume":12},{"title":"move to earn games","growth":9,"volume":12},{"title":"move to earn coinmarketcap","growth":3,"volume":4},{"title":"move to earn coins","growth":10,"volume":4},{"title":"move to earn crypto app","growth":100,"volume":4},{"title":"move to earn projects","growth":100,"volume":4},{"title":"move to earn reddit","growth":100,"volume":4},{"title":"move to earn shoes","growth":100,"volume":4},{"title":"move to earn stepn","growth":4,"volume":4},{"title":"move to earn steps","growth":1,"volume":4},{"title":"move to earn trend","growth":100,"volume":4},{"title":"move to earn blockchain","growth":0,"volume":0},{"title":"move to earn bsc","growth":0,"volume":0}],"geo_breakdown":{"au":0.01,"br":0.16,"ca":0.02,"ch":0.04,"de":0.06,"es":0.06,"fr":0.09,"gb":0.03,"jp":0.27,"tr":0.09,"us":0.05,"vn":0.13},"last_crawl_at":1659002927,"subheader_how":"How fast is Move to Earn growing in popularity?","top_questions":[{"title":"how move to earn works","growth":0,"volume":0}],"related_topics":["play to earn","mirror protocol","sushiswap","yield farming"],"subheader_what":"What is Move to Earn?","meta_description":"Move to Earn is a growing trend in the fitness world, with people looking to move more to earn more. We\'ve analyzed data from Reddit to uncover this trend.","channel_breakdown":{"reddit":100,"tiktok":16,"twitter":65,"youtube":29,"facebook":20,"linkedin":66,"instagram":6,"pinterest":0},"last_mod_analysis":null,"last_mod_descripion":"2022-07-26","last_mod_cb-analysis":"2022-07-26","channel_breakdown_text":"Reddit, Twitter, and Linkedin are the most popular channels for content about Move to Earn. Pinterest and Instagram are less popular channels for this type of content."},{"slug":"unusual-whales","title":"Unusual Whales","growth":321.78,"ts_raw":[0,0,0,0,0,2,0,1,0,0,1,1,0,1,0,1,0,0,1,0,0,2,0,1,0,0,1,0,0,0,1,1,0,0,0,0,3,0,0,0,1,3,3,0,0,0,0,0,0,0,1,0,1,3,0,0,0,3,0,0,1,0,0,1,0,0,1,3,0,1,0,1,0,0,1,0,0,0,1,0,3,1,0,3,1,1,0,3,1,3,1,4,0,4,0,1,1,0,0,0,0,0,0,0,1,1,1,0,3,1,1,3,1,0,0,3,1,0,0,1,1,0,1,0,1,0,1,0,0,0,0,2,0,0,0,0,2,2,0,0,1,2,0,3,2,1,1,1,2,0,1,4,10,2,5,4,5,6,3,9,3,16,10,2,2,11,5,10,7,5,4,8,2,7,5,6,5,5,7,1,13,1,4,12,25,14,15,14,11,13,11,6,11,12,11,6,10,6,10,9,16,18,18,15,21,20,24,15,14,20,28,13,24,42,16,38,29,34,22,25,46,49,85,54,42,39,46,45,36,32,63,60,99,47,80,68,69,54,29,48,48,22,21,54,47,45,48,48,28,35,42,46,32,33,31,34,29,19,38,34],"volume":4981,"keyword":"unusual whales","analysis":null,"ts_trend":[0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,1,0,0,0,0,0,0,0,0,0,0,0,1,1,1,1,1,1,1,1,1,1,1,2,2,2,2,2,2,3,3,3,3,3,3,4,4,4,4,4,4,4,5,5,5,5,5,5,5,5,5,6,6,6,7,7,7,8,8,8,8,8,8,9,9,9,9,10,11,11,12,13,13,14,15,15,15,15,15,15,17,17,17,18,19,19,20,21,23,25,26,27,28,29,30,31,32,33,35,37,39,42,44,45,47,47,47,48,48,48,49,50,50,51,51,49,49,50,51,50,51,51,50,50,48,46,45,43,42,41,40,41,41,41,42,43,42,42,42,41],"spotted_at":null,"top_brands":[],"description":"Unusual Whales is an options flow platform that allows users to track options flow in one app - capturing unusual options activity, dark pools, crypto whales, etc. The platform also offers users a powerful options profit calculator. ","top_searches":[{"title":"unusual whales twitter","growth":35,"volume":100},{"title":"unusual whales review","growth":8,"volume":13},{"title":"unusual whales futures","growth":100,"volume":7},{"title":"unusual whales nft","growth":3,"volume":4},{"title":"unusual whales reddit","growth":8,"volume":4},{"title":"unusual whales discord","growth":8,"volume":3},{"title":"unusual whales founder","growth":15,"volume":3},{"title":"unusual whales congress","growth":99,"volume":2},{"title":"unusual whales crypto","growth":11,"volume":2},{"title":"unusual whales emojis","growth":0,"volume":2},{"title":"unusual whales flow","growth":18,"volume":2},{"title":"unusual whales i am the senate","growth":14,"volume":2},{"title":"unusual whales options calculator","growth":68,"volume":2},{"title":"unusual whales price","growth":12,"volume":2},{"title":"unusual whales pricing","growth":12,"volume":2}],"geo_breakdown":{"au":0.01,"ca":0.08,"es":0.01,"fr":0.01,"gb":0.02,"us":0.87},"last_crawl_at":1659002927,"subheader_how":"How fast are they growing in popularity?","top_questions":[{"title":"is unusual whales worth it","growth":21,"volume":2},{"title":"is unusual whales worth it reddit","growth":15,"volume":0},{"title":"is unusual whales subscription worth it","growth":42,"volume":0},{"title":"is unusual whales free","growth":0,"volume":0},{"title":"is unusual whales legit","growth":0,"volume":0}],"related_topics":["bitsgap","mirror protocol","truebill","hodlnaut"],"subheader_what":"What are some unusual whales?","meta_description":"The trend of Unusual Whales is gaining attention on LinkedIn. Learn more about this fascinating group of whales and why they\'re so unique.","channel_breakdown":{"reddit":19,"tiktok":5,"twitter":76,"youtube":30,"facebook":3,"linkedin":100,"instagram":8,"pinterest":0},"last_mod_analysis":null,"last_mod_descripion":"2022-07-26","last_mod_cb-analysis":"2022-07-26","channel_breakdown_text":"LinkedIn is the most popular channel for discussing Unusual Whales, followed by Twitter. Pinterest and TikTok are the least popular channels."}],"subheader_what":"What are cash envelopes?","meta_description":"Cash envelopes are becoming a popular way to budget and save money, and TikTok is the perfect place to learn more about this growing trend.","channel_breakdown":{"reddit":1,"tiktok":100,"twitter":1,"youtube":19,"facebook":0,"linkedin":0.01,"instagram":2,"pinterest":3},"last_mod_analysis":null,"last_mod_descripion":"2022-07-26","last_mod_cb-analysis":"2022-07-26","channel_breakdown_text":"Cash envelopes is a practice that is talked about more on TikTok than any other social media channel. This could be because the app is heavily used by teenagers and young adults, who are the demographic most likely to be interested in this budgeting method."}}}}'